Upcoming Events
Brighton Rotary Board Meeting
Dan's home
Feb 19, 2019
6:30 PM – 8:00 PM
Birthdays & Anniversaries
Member Birthdays
Ricardo Melendro
February 7
February 8
Victoria Weir
February 18
Spouse Birthdays
Patricia Getkate
February 3
Join Date
February 14, 1997
22 years
Rudy Wagner
February 20, 2015
4 years
Feb 22, 2019
View entire list
Download Files
Ted Talk
Russell Hampton
National Awards Services Inc.
Brighton Rotary News Feb 15 2019
Members: 13
Guests: Exchange Student Eloisa de Castro Costa from Brazil, and guest of R Dan; Craig Harding
  • Newsletter and general request for support from Northumberland Hills Hospital Foundation
  • Receipt from Developing Nation Social Help Corporation
  • Strange letter from a Peterborough Transit Rider who is not pleased with Peterborough Transit???
  • Campbellford Trivia Night - Movie Trivia - Saturday April 13th, 2019. $100 entry fee for team of up to 8. Prizes, silent auction etc. Doors open at 6pm. Trivia starts at 7pm.
  • Quinte Sunrise Rotary Club is having Fish and Chips Saturday March 30th, 2019. $25 each. 5pm at the Dug Out. Pres Brigitte expected to visit us to promote.
  • Colborne Rotary is hosting special presentation and dinner Monday February 25th at the Keeler Centre. 6:30pm. Rotary Clubs of Brighton, Port Hope, Cobourg and Colborne nominated Jeff Kawzenuk for the D7070 Wilf Wilkinson Award for Peace. this nomination was made year ago for Jeff's work to engage local students with the Journey of Hope Project in Tanzania.
  • Board meeting at R Dan's home - Tuesday February 19th at 6:30pm
  • Brighton Rotary Auction and Dinner May 11, 2019. Theme related to Pearls and Tiffiny's.
  • Brighton Rotary is 30 - June 2019.
  • District Conference next year - Rotary Muskoka Style at JW Marriott The Rosseau Muskoka Resort and Spa - October 25 - 27, 2019. Early registration fee $299. Rooms at special rate of $135 / night while they last.
  • No Frills Raffle planned for March. Duty roster being circulated. We start the weekend of March 22 leading up to Easter.
  • Northumberland Rotary Music Festival in 2019. They are looking for photographer for first week of April. May be small cost to clubs.
  • Brighton / Colborne Rotary Clubs joint application to send an ENSS student to Adventures in Citizenship in spring 2019 accepted.
  • Camp Enterprise for 2019, May 2 to 4 at Trent University. Looking for sponsors, mentors and drivers. Eloisa wants to attend.
  • Inbound and outbound exchange students will attend winter orientation at Ganaraska Forest this weekend.
  • Application for membership received from Craig.
Eloisa's Report:
1. She is in process of moving to 3rd host family, Joyce and Shane Cassin's home. New mom.
2. She made an excellent presentation of Vanessa's garbage picker project in Brazil to the Campbellford Rotary Club on Monday. Supported by R Joyce. Campbellford Rotary has committed $1,000 to the project.
3. Attending winter camp Saturday to Tuesday.
Song: I've Been Working on the Railroad
50/50: $17.50 won by R Steve who donated it to Polio Plus.
Happy Bucks:  Family Day Weekend, son and daughter with grandkids to visit, weather, sister from St. Lucia visiting, asked to join club and hope we will not live to regret it, to have Craig at meeting, impressive presentation, going to Ottawa,  wife's son coming for visit with dog but alergic, birthday celebrations, mafia start as child with cash and guns, rainbow chip icing.
Rotary Minute: R Ricardo shared quote from Mohammad Ali, "Service to others is the rent we pay for our room on Earth."
Ted's Background and Insurance Industry
R Dan introduced R Ted. Ted rejoined Brighton Rotary after a long history with Rotary with membership with Port Hope and Northumberland Sunrise. He was also past president of both clubs.
Ted feels he is among friends and wanted to share with us in that way to tell us a little about his life and the Insurance World.
He was born in Cobourg in '50's. His grandfather sold insurance for Monarch Life, but also Justice of the Peace. His parents had the local license bureau when only cash was accepted and everyone had to get new plates at the end of February each year. There would be long lines, a lot of cash and a gun under the counter. One of Ted's early jobs was mopping the floor.
His dad died at 76 of heart disease, his mom is still going at 107. He hopes he has his mothers longevity.
Ted graduated from the University of Toronto in Urban Planning. That didn't work so he joined his father at Monarch Life as an agent. He joined State Farm in 1980 with no money but built agency from the ground up. Now it is the 5th largest in Ontario and top 10 in Canada.
In the '80's there were no computers, everything done by hand. Ted's office had a microfishe reader so they were high tech. He started in Port Hope and eventually got computers. Ted himself is certified as a Chartered Life Underwriter (CLU) (Estate planning) and Certified Financial Planner (CFP).
His office has record for most policies in a month (278).
Bob Briden (Brighton Rotary's first president) invited Ted to join Port Hope Rotary in 1987. Ted was president of Port Hope Rotary in 1991. Ted's dad was president of Cobourg Rotary Club in 1987.
In 1993, Ted became manager for State Farm's Eastern Ontario agencies. He spent 3 years in Gananoque before returning to Northumberland.
In 2000, Ted was one of the Charter members of Northumberland Sunrise Rotary and 3rd president of the club in 2002.
He and Brenda moved to Brighton in 2014.
Ted took a leave from Rotary for a few years as Desjardins bought State Farm and the 4 year transition has been very difficult. Desjardins owes several insurance companies.
Auto Insurance - highly regulated by the Province. Distracted driving has become largest cause of injury. Vehicles now high tech and cheaper to replace than fix, so most are written off. Everything recorded and connected to VIN so diminished value of vehicles and people don't get value. People want to sue the agent so they have to record everything offered and denied by clients.
Home Insurance - Water is the new fire. Big losses due to water. People have finished basement. Hurricane Hazel was a major influence, creating devastating water damage. You could not get insurance for water damage for awhile, or very costly. It is starting to come back, the demand is there. But rate increases.
Ted says changes are coming and they will happen quickly.
Ted says he has the answer to How to Be Happy. But saving that secret for another time.
Service Above Self